September
30



People normally associate “No win no fee lawyers” with ambulance chasers, the kind of legal professional who earns most of their money through other people’s misfortunes, traffic accidents, workplace accidents, and unfair dismissal cases. Not so anymore. Some big names in the law industry are starting to take on large legal battles against some of Australia’s largest corporations, including banks.

The latest trend is for such lawyers to take on legitimate large scale cases, some might perhaps even set some industry precedents and be very helpful to clients in need, and society. More public interest lawyers are what the world needs right now.

In Melbourne, Australia the federal court system and its top lawyers and judges are now much more accessible to hundreds of thousands of people. People can now be represented in class action lawsuits and get their case heard if they chose to for small claims such as fee gouging. Previously it would have been too expensive. When these small claims are made by tens of thousands of people in one case, it adds up to a lot of damages being paid out, even for a big business.

Class action lawyers in legal firms have the power to claim $50 million plus in some cases. In terms of a class action lawsuit against a bank or other large Australian corporate service provider this claim might include fees charged for service, overdue fees and dishonour fees on their accounts.

Some of these fees that banks are known to charge in my experience, 30 plus dollars a piece are in no way justified economically, or practically in my opinion. Since everything is handled by computers these days, there is very little oversight or manual labour into transactions in this day and age. Under Australian law, banks can only charge a fair amount.

A class action suit against one of the big banks would be Australia’s largest ever, solicitors say an estimated 27,000 are willing to be involved in a single case, including individuals and businesses holding about 40,000 personal and business accounts. Legally representing 40000 or more legal entities, imagine the amount of legal fees they will gain off of all these people if they win.

Large corporations are notorious for attempting to draw out legal battles over years until the single party, not able to afford the rising legal fees has no choice but to drop the case, even if they are quite sure it will be decided in their favour. To be fair on all parties in such a case a good judge would likely discuss with both sides of the parties ways in which the case could run as quickly and inexpensively as possible.

If a class action claim was made seeking a refund of unfair fees paid since 2004 plus interest, I wonder if that will be the same pathetically low interest rate I get in my bank account, from memory around 0.01%, and after fees that becomes negative! Some people might even get lucky and receive the true reserve bank interest rate of 6.5% or higher for the real retail rate the banks charge to those in debt to them?

You can now easily bring a case to court for a claim of as little as hundreds of dollars to more than $35000 for businesses. Even though the claim might be small, this kind of legal action is now being funded on a no-win no-fee basis by litigation funders more and more in Australia.

Let’s hope this trend of good will no-win no fee lawyers services continues, as it makes the courts and justice more accessible with no up front charges, and the legal battles result in a win for consumers.

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September
30

Hosting multiple domains on a Virtual Private Server (VPS) is a great way to establish a web presence. If you only intend on having one website then this point is moot, but if you are bent on becoming a web guru, you will likely need more than one website to do this.

A disadvantage when it comes to shared server sites is that you would need to pay for additional domain names as well as the additional server space. The advantage to VPS hosting is you can purchase one virtual private server and outfit it to meet your web hosting needs. Again, the domain names will need to be purchased but they will be considerably less in this option.

When dealing with multiple domains on VPS you are offered the utmost in efficiency and convenience. You are able to handle all of your domain names using one control panel which is another convenient feature. Multiple domain hosting through your VPS offers you a greater web visibility.

Your web presence can be expanded and you can bring people your own points of view in many different ways. You can set up a news content site, a web directory, an e-commerce store. You could also set up a site to promote your pay per click earnings. Using the Fantastico application you can make use of your multiple domain sites and you can add your own words of wisdom through blogging, forums, photo or video galleries, or support centers for those who need them. Using multiple domains can allow you really expand your presence online.

As far as cost goes, your multiple domain names should not cost you any more than what it would if you bought them with shared servers. You can purchase domain names through the hosting company who uses established companies to bring more traffic to your site.

Once you have these multiple names and your domains become active you can manage them easily through the control panel of your VPS. Depending on your VPS host you can set up email accounts, FTP accounts, databases and sub directories for each domain.

There are many affordable packages available online, it only takes a little research to find them. The prices for VPS and multiple domains should be only a little higher than shared server hosting plans. Finding the right service provider for your domains could mean the difference between you being just another internet blogger and you becoming the next online sensation.

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September
30

Does the idea of having “virtual” sex, online sound appealing to you? The ability to anonymously (for the most part) meet up and share a sexual encounter online, with little or no real life hang-ups, seems to appeal to a great many internet users. This is were virtual worlds, like Second Life a.k.a SL, come in very handy.

There are many ways of communicating online, whether it be through text chat, voice, video or a combination of all three. For the purpose of this article, will, however, be focusing on the avatar based, virtual world known as Second Life. Users can create an account, refine their avatar, and slap on a headset to talk with other “residents”. This social experience naturally leads to many activities you would encounter in real life (RL). Instead of listing all the things one can do in SL, I will again, focus on the sexual aspects… since they are the most intriguing to me. Not because I indulge in such aspects of SL, but because I have been witness to countless relationships around me while using SL. Listening to people stories, and experiences with it.

There is a LOT of “sex” going on in SL. Some of it between people who just want a relationship in one form or another… and some of it is financially driven. I am referring to the oldest profession in the world of course. Prostitution online is a very active trend now a days. Second Life is a perfect breeding ground for this, due to the anonymous nature of a place where you can be, anything you want to be… or anyone, should I say. Don’t like something about yourself? Leave it out of your online persona. Want to see how it feels to be a member of the opposite sex? change it! Are you a little shy in RL, or sexually reserved? well, go online and be a paid voice escort… or cam (video cam) escort, for the exhibitionists among you.

Second Life takes a little getting used to. It is not the most intuitive, or friendly place for the new user. Once you get the hang of it, however, it becomes very easy to see why so many folks are rushing to experience the sexual side of it. for some, SL sex and relationships can become almost addictive in a sense. You can become so used to it that you almost crave it. I know it can be a little off putting to the casual observer, especially for those who came to SL for non sexual based reasons. The thing to remember, is that for a lot of people, SL provides a relatively “safe” way to try things they may not otherwise get to in RL. Have you ever secretly wanted to do something sexual that you just couldn’t do, or get someone else to do in RL? Well odds are that there is a whole community in Sl almost dedicated to that one fantasy you may have. Like minded people, in one place, makes it easier to live out whatever you can think of.

I will be going into more detail in my next article for http://www.kquandry.com. This is merely a preface to the full article. If you would like to read more, then please feel free to sign up for my website. There you ca also add my RSS feeds directly into your reader. I have a PodCast that I do as well, and is completely random. You can subscride through the site, or find me on Itunes as well. I record PodCasts when the mood strikes me, and I put them out for all to listen to, and respond to. They are not edited in any way, so what I think is what you get. Follow my Twitter feed (@KQuandry) for up to the minute info on web site posts, and PodCast releases.

I can be reached directly at kris@kquandry.com

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